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A free banking app for online bill payments

A free banking app for online bill payments

Vote: (1 votes)

Program license: Free

Version: 2.0.1

Works under: Android

Vote:

Program license

(1 votes)

Free

Version

2.0.1

Works under:

Android

Pros

  • Free to download and use
  • Does not require a separate sign up for existing ZB Bank clients
  • Accepted by many student loan firms

Cons

  • Does not support payment of utility bills or debt directly
  • Accepted by fewer retailers and financial establishments compared to competitors
  • Dated user interface

A convenient e-wallet for ZB Bank customers with basic features.

Introduction

ZB eWallet is a free, online-based wallet designed specifically for ZB bank clients. It primarily serves as a bill payment application. Users can easily deposit funds into the e-wallet and utilize them for various payments such as school fees, phone top-ups or retail transactions.

Though it doesn't accommodate the payment of debt or utility bills directly, one can use it to settle retail credits such as catalog and store debts. The e-wallet functionality of ZB eWallet shares similarities with the likes of PayPal and Skrill, though it currently accepts payments from a relatively lower number of retailers and financial establishments. A notable edge is its acceptance by many student loan firms.

Access and Registration

To start using ZB eWallet, one must first download the app and sign up for an account. If for any reason the app does not allow registration from your country, an alternative route would be to visit the ZB bank website or local branch to sign up.

For those already with a ZB bank account, the registration process is more streamlined. They can use their existing ZB Bank details to register for the eWallet which makes the app activation quick and easy. This means you do not have to go through the process of sign-up again. Following the permissions agreement, a login screen appears for entering your ZB bank details.

Functionality and User Experience

While it’s common for a multitude of banking applications to offer a subset of their online services through their apps, the ZB eWallet is quite basic when compared to services available on the ZB bank website. It lacks many of the tools and features that can be accessed through their full website.

Design Aesthetics

The overall design and user interface leaves much to be desired. The ZB eWallet interface feels reminiscent of the late 2010s rather than a cutting-edge modern app. The dated look and feel potentially portrays an image of the app being cheap or outdated, which can be a turnoff for tech-savvy users.

Pros

  • Free to download and use
  • Does not require a separate sign up for existing ZB Bank clients
  • Accepted by many student loan firms

Cons

  • Does not support payment of utility bills or debt directly
  • Accepted by fewer retailers and financial establishments compared to competitors
  • Dated user interface